Understanding the Bankruptcy Process in Milwaukee

My firm provides the following level of service:

• 20 years of legal experience
• Practice focused entirely on bankruptcy and non-bankruptcy debt relief options.
• A+ rated by the BBB
• Free case consultations

My entire staff and all of our resources are poured into helping people escape debt. We are not one of those firms that operates like a mill or factory, cranking out one case after another, without individualized attention and care.

Are You Drowning in Debt?

No matter what situation you currently are in and no matter how confused or afraid you might be, I will do everything I can to help you regain financial freedom, while ensuring you understand the full scope of Wisconsin laws regarding bankruptcy either Chapter 7 bankruptcy or Chapter 3 bankruptcy), debt negotiation, and more.

Discover How My Team of Professionals Can Help You Today!

• Chapter 7
• Chapter 13
• Credit Restoration
• Debt Negotiation
• Discharging Debt
• Foreclosure
• Mortgage Modifications
• Non-Bankruptcy Services
• Wisconsin Section 128
• Bankruptcy FAQs

Understanding Chapter 7 and Chapter 13 Bankruptcy

Bankruptcy can be a complex and overwhelming process, but it can also provide a fresh start for individuals struggling with overwhelming debt. At Sapinski Law Office, S.C., we specialize in Chapter 7 and Chapter 13 bankruptcy cases, and we are committed to helping our clients understand their options and make informed decisions about their financial future.

Chapter 7 bankruptcy, also known as "liquidation bankruptcy," allows individuals to discharge certain types of unsecured debt, such as credit card debt and medical bills, in exchange for giving up non-exempt property to be sold to pay creditors. On the other hand, Chapter 13 bankruptcy, also known as "reorganization bankruptcy," allows individuals to create a repayment plan to pay off all or part of their debts over a period of three to five years.

Our experienced bankruptcy attorneys will guide you through the process, explain the differences between Chapter 7 and Chapter 13 bankruptcy, and help you determine which option is best for your unique financial situation.

Milwaukee Bankruptcy Solutions Tailored to Your Needs

Living in Milwaukee, you know that financial challenges can arise unexpectedly, whether due to job loss, medical emergencies, or other unforeseen circumstances. At Sapinski Law Office, S.C., we understand the unique economic landscape of our city and are here to help you navigate these challenging times. Our deep knowledge of local regulations and resources ensures you receive the most relevant and effective advice.

We are well-versed in the specific needs of Milwaukee residents. We are familiar with local government entities such as the Milwaukee County Courthouse and the Wisconsin Department of Financial Institutions. While we do not partner directly with these entities, understanding their processes allows us to guide you more effectively through your bankruptcy journey.

One of the common pain points for Milwaukee residents is the fear of losing their homes due to foreclosure. With the city's diverse housing market, from the historic homes in Bay View to the modern apartments in the Third Ward, we know how important it is to protect your property. Our team can help you explore options like Chapter 13 bankruptcy, which allows you to create a repayment plan and keep your home.

Another significant concern is the impact of debt on your daily life. Whether you're dealing with mounting medical bills from local healthcare providers like Aurora Health Care or facing credit card debt, we offer personalized solutions to help you regain control of your finances. We aim to give you a fresh start, free from the stress and anxiety that debt can cause.

At Sapinski Law Office, S.C., we are committed to helping our Milwaukee neighbors achieve financial stability. Contact us today to schedule your free consultation and take the first step towards a brighter financial future.

Sapinski Law Office, S.C. Can Help You