Milwaukee Chapter 7 Lawyer

Helping Clients in Milwaukee County and Beyond

A Chapter 7 bankruptcy - also sometimes referred to as a personal, liquidation, or straight bankruptcy - is a traditional bankruptcy. Once a Chapter 7 petition is filed, an automatic bankruptcy stay goes into effect. This stops all creditor activity against the debtor and his or her property, and in most cases, all assets are exempt from being sold by the bankruptcy trustee.

Unsure of whether or not bankruptcy is right for you? Want to see if you are eligible for Chapter 7 bankruptcy? I am ready to discuss all your options with you in a free case evaluation. Find trusted, dedicated advice today at Sapinski Law Office, S.C.!

With several locations, we're able to serve clients in Milwaukee County, West Allis, Greenfield, Wauwatosa, New Berlin, and Brookfield. Contact us online or call (888) 298-1041 for a consultation.

What is Chapter 7 bankruptcy?

Once you file for bankruptcy, the automatic stay starts, lasting the entire process. It takes only a few months before a discharge order is entered, eliminating most debts (excepting certain debts such as child support/student loans). Chapter 7 allows you to get a fresh start immediately and you can start rebuilding your credit score.

Should you file for Chapter 7?

Are you losing sleep at night because you are worried about meeting your basic living needs? Are your personal relationships suffering from debt problems?

What is the Chapter 7 Process?

To file for Chapter 7 bankruptcy, you must provide documentation and complete courses within a specific timeline. While undergoing the Chapter 7 process, you should not sell or give away any property.

We recommend seeking guidance from a Milwaukee Chapter 7 attorney to ensure that you complete these items correctly and in time:

• Before filing, attend a credit counseling course (available online or via phone).
• File for bankruptcy.
• Mail a copy of tax return to the bankruptcy trustee who is assigned to your case by the court.
• After 30 days of filing, attend a creditor's meeting.
• Mail the certificate of completion to the court.
• Within 60 days of filing, attend a budget counseling course (available online or via phone).

Within 60 to 75 days after the creditor's meeting, you should receive a letter that discharges your debt.

Trusted Legal Guidance You Can Count On

For 20 years, I've helped thousands of families escape deep holes of financial debt and find financial freedom. Bankruptcy has many benefits that may be able to help you as well. Call my firm today if you wish to speak with a knowledgeable Milwaukee bankruptcy attorney and learn more about Chapter 7 bankruptcy or your other debt relief options in Wisconsin.

Straightforward & easy, find out where you stand financially. Request your free initial case consultation and speak with our team today!